TOOLS / EMV

EMV Calculator

Card keys, session keys, and cryptograms. Use the result buttons to continue through the chain; editing an earlier stage clears dependent results.

EMV profileEMV 4.1 - TDES tree presetEMV 4.2 - TDES common presetEMV 4.3 - AES preset

Common derivation, no parity adjustment, padding 1, ARPC Method 1.

Example workflows; use the settings required by your card profile. TDES algorithm edits switch to manual settings.

Calculator reference

Derives card and session keys and calculates application and response cryptograms.

HEX master keys, PAN, PSN, ATC and exact transaction bytes. TDES and AES workflows have different rules.

UDK: Option A, odd parity, MDK 0123456789ABCDEFFEDCBA9876543210, PAN 4761739001010010, PSN 01.

2F02C8B0E9CBC7B05B5167F7A1CDE6E5

Profile labels are presets, not certification. Select the algorithm, padding and data layout required by the card.